Matt Stark: Allstate Insurance

Ann Nichols

Ann Nichols brings more than 20 years of experience and a passion for exceptional customer care to our Agency Team. As our service and claims specialist, she helps customers navigate questions and claims with kindness, patience, and a genuine desire to serve. Ann's commitment to going above and beyond has earned the trust of countless customers, and her name frequently appears in the agency's online reviews. When she's not at the office, she enjoys spending time with her grandson and making memories with family. Her experience and compassion help see that every customer receives the attentive care they deserve.

Mike Bowman

Michael Bowman brings more than 15 years of insurance experience at the agency and is passionate about helping individuals and families find the protection that best fits their needs. Known for his knowledge, insight, and efficiency, Mike specializes in helping customers confidently navigate their auto and home insurance decisions. He particularly enjoys working with owners of high-value homes, helping them protect their properties and assets with customized coverage solutions designed for their unique lifestyles. Mike takes pride in making the insurance process simple and straightforward, helping customers understand their options and select coverage that provides peace of mind. His thoughtful approach and commitment to exceptional service have made him a trusted resource for customers looking to help protect what matters most. Outside of the office, Mike enjoys collecting watches and spending time behind the wheel of his 2026 Audi RS 3. His appreciation for craftsmanship and performance carries over into the way he serves customers—with attention to detail and a commitment to delivering an exceptional experience. Whether assisting first-time homeowners, reviewing existing policies, or helping families bundle their coverage, Mike is dedicated to providing personalized solutions and making every customer interaction a positive one.

Education: Webster University - B.A. Business

Chrisi Cummings

Christine "Chrisi" Cummings brings more than 24 years of insurance experience to The Stark Agency and is passionate about helping individuals and families protect the things that matter most. As a Licensed Sales Producer and Customer Service Representative, Chrisi enjoys building relationships with customers, understanding their unique needs, and providing guidance that gives them confidence and peace of mind. A lifelong South St. Louis resident, Chrisi currently lives in the Bevo neighborhood with her husband and is the proud mother of two sons. Outside of work, she enjoys camping, hiking, arts and crafts, and spending time with family and friends. Chrisi is deeply committed to serving her community. For the past 10 years, she has volunteered with KHVT, a nonprofit organization that operates a public skatepark and food pantry in South St. Louis. As the organization's Lead Volunteer Coordinator and a member of the board of directors, she works alongside local businesses and volunteers to provide resources and opportunities that help young people stay on a positive path. Chrisi loves being part of the agency because she believes in helping people protect what matters most while contributing to the growth of an agency built on relationships and service. And for those who appreciate a good story, she was married aboard the Screaming Eagle roller coaster—a memory that certainly makes for a unique conversation starter.

Education: P&C and Life Licensed - Missouri and Illinois

Services: Auto and Home Insurance , Umbrella Insurance , Landlord Insurance , ATV and Boat Insurance , Life Insurance

Corbin Petersen

Corbin Petersen is a Service Associate with The Agency who is passionate about helping customers find solutions that meet their unique needs and provide greater peace of mind. He enjoys building new relationships and strives to bring a little more joy to every interaction, believing that exceptional service begins with understanding each person's situation and delivering thoughtful guidance. Originally from North Dakota and southern Missouri, Corbin now calls St. Louis home, where he lives with his wife, their two children, and an energetic Goldendoodle. Outside of work, he enjoys making music, hiking, biking, traveling, and the occasional late-night gaming session after the kids are asleep. Corbin is actively involved in his local church and enjoys connecting with others through music. Whether serving customers or serving his community, he values building meaningful relationships and making a positive difference in the lives of others. He appreciates being part of The Agency and enjoys working alongside a team that shares his commitment to providing peace of mind to the community.

Education: P&C License - Missouri

Jeremy Malugen

Jeremy Malugen has been helping individuals and families protect what matters most for more than 11 years and has proudly served customers with The Agency since 2023. As a licensed Sales Representative, Jeremy enjoys helping customers understand their coverage options and providing the right protection to meet their unique needs. He believes that listening carefully and offering honest, reliable guidance are the keys to building lasting relationships and earning the trust of those he serves. Originally from Potosi, Missouri, where he still resides, Jeremy is the proud father of three children and is actively involved in volunteer work through his church. Outside of the office, he enjoys serving his community, tackling DIY projects, and following sports—especially cheering on the Los Angeles Rams. Jeremy attended school to become an electrician before pursuing a career in insurance, a path that has allowed him to combine his passion for helping others with his commitment to providing peace of mind. He appreciates being part of The Agency, where integrity and putting customers first are at the heart of everything the team does.

Education: P&C and Life licenses for Missouri and Illinois

Kristen Gilio

Kristen Gilio is a Licensed Sales Producer with The Agency who is passionate about helping individuals and families protect what matters most. Since entering the insurance industry, she has enjoyed building relationships with customers, getting to know their unique needs, and providing solutions that give them confidence and peace of mind. Kristen believes that listening carefully and addressing each customer's concerns are essential to delivering exceptional service. Born and raised in Kansas City, Missouri, Kristen still calls Kansas City home. She shares her life with her two cats, Zira and Finn, who she affectionately considers part of the family. Outside of work, Kristen enjoys painting, traveling, crocheting, and curling up with a good book. A devoted Chiefs fan and lover of the beach, Kristen appreciates being part of The Agency's team-oriented culture, where everyone works together with a shared commitment to taking care of customers. She is proud to be part of an agency that values collaboration, continuous learning, and putting people first.

Education: P&C License - Missouri

Services: Auto and Home Insurance , Umbrella Insurance , Landlord Insurance , ATV and Boat Insurance

John Wike

John Wike is a Sales Representative with the agency and has spent the past three years helping customers find the right insurance solutions. He enjoys solving problems, reviewing coverage, and helping families protect what matters most. Originally from Hazelwood, John now lives in the Maplewood/Richmond Heights area. He enjoys working out, spending time outdoors, listening to audiobooks, caring for his collection of plants and cacti, and spending time with his close-knit family—including his beloved dog niece, Hazel. John is passionate about serving others and providing exceptional customer experiences. He enjoys being part of the agency and values working alongside the team, whose dedication to customers and teamwork make the agency a great place to serve the community.

Education: P&C license Missouri and Illinois

Services: Auto Insurance , Home Insurance , Umbrella Insurance